الشركة الوطنية العامة للتأمين
Founded: 1978
HQ: Dubai
Category: Insurance Company
Presence: UAE
National General Insurance Company is a UAE-based insurance company headquartered in Dubai, offering general insurance solutions to retail, sme, corporate customers.
This page is an independent public reference guide prepared using publicly available information in the UAE. It is designed to help users understand National General Insurance Company, its services, relevant support networks, and insurance-related pathways in the UAE.
| Full Legal Name | National General Insurance Company |
| Short Name / Trading Name | NGI |
| Arabic Name | الشركة الوطنية العامة للتأمين |
| Year Established | 1978 |
| Headquarters | Dubai, UAE |
| Insurance Type | Conventional |
| Business Class | General |
| Lines of Business | Retail, SME, Corporate |
| Regulators | CBUAE |
| Listing Status | DFM Listed |
| Available on eSanad | No |
National General Insurance Company (NGI) is a conventional insurance company established in 1978 and headquartered in Dubai. It operates as a general insurer licensed by the Central Bank of the UAE.
NGI provides general insurance products including motor, health and travel insurance for individuals and group medical, property and commercial lines for businesses.
NGI operates across the UAE with a focus on Dubai-based operations and serves retail, sme, corporate insurance segments.
The company's primary customer segments are: Retail, SME, Corporate.
Products offered by NGI available through eSanad.
Comprehensive and third-party motor policies for private vehicles underwritten by NGI.
Individuals seeking vehicle coverage in the UAE.Individual and family health plans available through NGI in the UAE.
Residents requiring UAE-compliant health coverage.Single and multi-trip travel cover offered by NGI.
UAE residents travelling domestically and internationally.Contents and structural protection for UAE residences.
Tenants and homeowners protecting their property.Employer-sponsored group health plans underwritten by NGI.
Companies fulfilling UAE health insurance obligations for employees.Fleet vehicle policies for businesses with multiple vehicles.
Companies managing car fleets or logistics operations.Commercial property and asset coverage for businesses.
Businesses protecting offices, warehouses and assets.Liability protection for professional service providers.
Consultants, engineers and service firms.NGI is licensed and regulated by the Central Bank of the UAE, ensuring compliance with all UAE insurance regulations.
Offers a general range of insurance products suitable for retail and sme and corporate customers.
Established in 1978, NGI has decades of experience operating within the UAE insurance market.
Headquartered in Dubai, NGI maintains a strong local presence and service capability.
Ensure all parties are safe. Move vehicles off the road if possible. Call the police if there are injuries or major damage.
Third-Party Administrators (TPAs) manage medical claims, authorisations and hospital network access on behalf of NGI policyholders.
Leading UAE TPA for medical claims and network administration.
Regional TPA providing claims management and pre-authorisation services.
NGI maintains a network of approved garages across the UAE that are authorised to assess and repair vehicles under insurance claims. Using an approved garage ensures quality standards and direct billing to the insurer.
The following are official regulatory and market bodies relevant to National General Insurance Company.
Neutral guidance to help you evaluate whether NGI is the right fit for your insurance needs.
Review policy exclusions carefully. Common exclusions include pre-existing conditions, wear and tear, and certain high-risk activities. Ensure coverage limits match your needs.
Check whether your preferred hospitals and clinics are within the insurer's approved network. A broader network means fewer out-of-pocket expenses.
Understand how claims are submitted, what documentation is required, and the typical processing time. A straightforward claims process can make a significant difference.
For motor insurance, verify that approved garages are conveniently located for you. Ask whether agency repairs are included in your policy.
Confirm which TPA administers your medical claims. The quality and responsiveness of the TPA directly affects your day-to-day experience with medical coverage.
The lowest premium is not always the best value. Compare coverage scope, excess amounts and sub-limits before deciding based on price alone.
Read the policy wording thoroughly. Clear, straightforward policy documents are a sign of a transparent insurer. Seek clarification on anything ambiguous before purchasing.
Yes. National General Insurance Company is licensed and regulated by the Central Bank of the UAE (CBUAE), which is the primary insurance supervisory authority for all insurers operating in the UAE.
NGI is listed in the eSanad insurance directory. Contact eSanad's expert advisors for guidance on available options.
To report a claim, contact NGI directly or use eSanad's claims assistance service. Gather your policy number, incident details and supporting documents before making contact.
National General Insurance Company is headquartered in Dubai, UAE, and was established in 1978.
Our team of UAE insurance experts are ready to help you compare, advise and support you through every step.