Digital Insurance Platform — UAE
Insurance is evolving.
eSanad is helping shape what comes next.
A UAE-born digital insurance platform simplifying how individuals and businesses discover, understand, and manage insurance.
سند— Because someone should always have your back.
AI-Powered Platform
60-second quote. Instant policy issuance. Zero paperwork.
Partners
35+
CBAE-Licensed Insurers
InsureTek Excellence
Award Winner · Dubai 2024
0+
Insurance Partners
0.0M+
Customers Served
0K+
Policies Issued
0+
Years Combined Leadership
Regulated by the Central Bank of UAE · Broker Registration No. 273 · Member of Emirates Insurance Federation
Not Just Insurance. A Better Experience.
Every month, thousands of UAE residents make the switch. Here's what changes everything.
Compare in 60 Seconds
Stop calling 10 companies. eSanad surfaces real-time pricing from 35+ CBAE-licensed insurers, side by side — with no hidden bias, no broker commissions charged to you.
Always the Sharpest Price
Our AI scans live rates across every partner insurer so you never overpay. Add exclusive eSanad partner deals you won't find walking into any branch.
100% Licensed & Regulated
eSanad holds licences from CBAE, DHA, DoH Abu Dhabi, and the Emirates Insurance Federation. Every policy issued through us carries full legal protection.
Entirely Paperless
From the first quote to the final claims cheque — everything happens on your device. No branch visits, no courier envelopes, no waiting rooms.
Real Experts, Always On
Licensed advisors are available 24/7 by phone, WhatsApp, and live chat — ready to explain policy language in plain Arabic or English and advocate for you when it matters.
Insurance That Rewards You
eSanad Club members earn lifestyle vouchers, partner discounts, and exclusive perks each time they renew. Loyalty should always pay — and with us, it does.
Transforming the standard.
eSanad was founded to transform that experience entirely. Built by deep industry experts and powered by modern technology, the platform simplifies how protection is discovered, purchased, and managed.
"Insurance should not feel like paperwork. It should feel like protection."
— Anas Mistareehi, Founder & CEO
2018
eSanad Founded
Anas Mistareehi launches eSanad with a vision to digitize UAE insurance from the ground up.
2020
1 Million Customers Milestone
eSanad crosses 1 million customers — becoming one of UAE's fastest-growing InsurTech platforms.
2022
AI Platform Launch
AI-powered car valuation, OCR document scanning, and instant multi-insurer quote engine go live.
2023
eSanad Club Launched
Insurance meets lifestyle — members unlock shopping, wellness, and automotive rewards.
2024
InsureTek Excellence Awards
Anas Mistareehi invited as a panelist and honoree at InsureTek Golden Shield Excellence Awards, Dubai.
2025
Nationwide UAE Coverage + AI Partnerships
Federal insurance mandate coverage across all 7 emirates. Strategic partnership with Eazy Life AI platform.
سند
SANAD
eSANAD
Sanad is an Arabic word that represents support, trust, and reliable backing. Insurance exists for the exact same reason: to stand beside people when they need protection most.
The “e” in eSanad represents electronic access, technology, and modern digital innovation.
Together, eSanad means digital support you can rely on.
Support
In Arabic, سند (Sanad) means a pillar of support — someone who stands behind you no matter what. That is what insurance is meant to be.
Peace of Mind
Sanad is the comfort of knowing someone has your back. Every policy we issue is a promise: when life doesn't go as planned, you won't face it alone.
A Document of Trust
In legal and financial Arabic, a "sanad" is also a bond or deed — a formal commitment. Your policy with us is that commitment, honoured in full.
Sanad — Because someone should always have your back.
سند — لأن أحداً ما يجب أن يكون دائماً في ظهرك
Born in the UAE.
Built for the Future.
The UAE provides one of the most progressive regulatory and digital innovation environments globally. We leverage this sophisticated financial ecosystem to build the future of modern insurance.
Strong Governance
Operating at the highest standards of the UAE financial sector.
Digital Momentum
Seamlessly integrated with national digital infrastructure like UAE PASS.
Market Leadership
Building inside an innovation-friendly environment that demands excellence.
Local Expertise
Deep understanding of the unique requirements of UAE individuals and businesses.
Mission. Vision. Promise.
Our Mission
To simplify insurance for every UAE resident and business — making it transparent, accessible, and 100% digital. No confusion. No hidden costs. Just pure clarity.
Our Vision
To become the GCC's most trusted insurance platform — where every person can protect what matters most with speed, confidence, and complete peace of mind.
Our Promise
No hidden fees. No fine print traps. No confusing jargon. Just honest advice, fair pricing, and a customer experience that always puts you first.
More than just a broker website.
eSanad is a comprehensive digital insurance hub that combines immediate insurance access, intelligent digital workflows, and deep advisory support across every channel.
"Ask. Compare. Buy. Done. — in under 60 seconds."
AI Quote Assistant
Your Personal Insurance Advisor — Available 24/7
Our AI assistant answers your insurance questions, evaluates your car value in real-time, generates personalized multi-insurer quotes, and guides you to the best coverage — all in under 60 seconds. No waiting. No callbacks. Just instant answers.
AI OCR Document Engine
Paperwork? We Killed It.
Upload your Emirates ID, Mulkiya, or existing policy — our AI OCR scanner reads, validates, and auto-fills your details instantly. Zero manual typing. Zero errors. Zero waiting for approvals.
AI Car Directory & Valuation
Know Your Car's Exact Value — Right Now
Our AI-powered vehicle directory standardizes car data across all channels — from customer to insurer to regulator. Real-time market valuations ensure you're never over-insured or under-insured.
Universal Insurer Integration
Every UAE Insurer. One Platform.
We built a proprietary integration module that connects even insurers without direct APIs — giving you access to more options than any other platform in the UAE. More choice. Better prices.
"Technology should work for you — not make things more complicated."
Explore the ecosystem.
Insurance Hub
Policy Management
Claims Experience
AI Assistant
Tools & Insights
Loyalty & Rewards
Insurance Hub
Compare quotes instantly across 35+ top-tier insurers. Intelligent recommendations match policies to your exact profile, stripping away unnecessary coverage.
When Life Happens, We're Already There.
Filing a claim is the moment of truth for any insurance provider. At eSanad, we've rebuilt the claims experience from scratch — to be fast, transparent, and completely stress-free.
Our dedicated claims team and digital claims system work together to ensure every claim is tracked, communicated, and resolved — with zero unexplained delays.
"A claim isn't a problem. It's a promise we keep."
Submit your claim in 3 minutes — photo + details only
Real-time claim status tracking via app and WhatsApp
Dedicated claims advisor assigned to every case
Motor claims coordinated directly with approved garages
Health claims — cashless at 1,000+ UAE network hospitals
Average claim resolution: significantly faster than industry
Report Your Claim
Upload photos and fill a simple form online. No long phone queues. No complicated paperwork.
Instant Acknowledgment
Receive a claim reference number immediately. Your dedicated advisor is notified within minutes.
Assessment & Approval
Our team and insurer assess your claim. You receive real-time updates every step of the way.
Settled & Closed
Claim resolved. Payment made or repair coordinated. You're back on track — with complete peace of mind.
Insurance That Gives Back.
Being insured with eSanad means more than protection. It means being part of an exclusive club that rewards you for every policy, every renewal, and every referral.
"You protect what matters. We protect what you love doing."
Loyalty Points & Rewards
Every policy purchase earns you eSanad Club points. Every renewal multiplies them. Every referral rewards both you and your friend.
• New policy: Earn 100 points
• Renewal: Earn 150 points
• Referral: Earn 200 points
• Multiple policies: 2x multiplier
Points never expire while insured ✓
Exclusive Vouchers
Redeem your points for real-world rewards across UAE's top lifestyle brands. Shopping. Dining. Wellness. Car care. And more.
Bab Al Nojoum — 20% weekday / 15% weekend
Member Benefits
✦ Priority customer support queue
✦ Early access to new insurance products
✦ Free annual coverage review
✦ Family add-on discount after 1 year
✦ Exclusive seasonal promotions & offers
Anas Mistareehi
Founder & CEO · eSanad Insurance
Anas Mistareehi
FOUNDER & CEO
A serious industry leader with over 20 years of deep expertise across the UAE's top-tier insurance institutions, including AXA Gulf, Abu Dhabi National Insurance Company, and Al Wathba National Insurance. Under his leadership, eSanad bridges the gap between traditional underwriting security and modern technological convenience.
“Insurance should empower people with clarity and confidence. Technology allows us to simplify protection and make insurance more accessible for everyone.”
Recognized by the Industry
2024
Digital Insurance Broker of the Year
InsurTek Awards
2025
Excellence in Innovation
GAIP InsurTek Awards
2024
InsurTech Leaders of the Year
Finnovex Middle East
2025
Employee Happiness Award
UAE Workplace Excellence
2025
Business Impact Award
Westford University
2024
Most Innovative Start-Up
World Business Outlook
2024
Outstanding Contribution
InsurTek Middle East
2025
Customer Experience Excellence
CX Awards UAE
2025
Tech Pioneer of the Year
Future IT Summit
The era of paperwork, waiting, and confusion is ending. Protection is becoming digital, connected, embedded, and intelligent.
The future of insurance is not simply digital.
It is connected, transparent, and intelligent
eSanad is helping build that future.
Transparent by Design. Customer-First by Nature.
Everything we do follows four principles that we've never compromised on since day one.
"We earn your trust one policy at a time."
01
We Listen Before We Recommend
Unlike traditional brokers who push the highest-margin product, eSanad's advisors are trained to understand your needs first. Your life situation, your budget, your risks — then and only then, we recommend.
02
We Compare, Not Sell
eSanad is not an insurance company. We don't create products — we find the best existing products for you. That independence means we work for you, not for any single insurer.
03
We Stay With You After Purchase
Your relationship with eSanad doesn't end when you buy a policy. We send renewal reminders, annual coverage reviews, and claims support — because that's what a real broker does.
04
We Never Stop Improving
Every product update, every AI feature, every new insurer partnership is driven by one question: does this make our customers' lives better? If yes — we build it.
The Full Weight of UAE Regulation Behind Every Policy
CBAE
Central Bank of UAE Reg. No. 273
DHA Dubai
Health Intermediary BRK-00177
DoH Abu Dhabi
Certificate No. B067
Emirates Insurance Fed.
Member No. B1508
ADCCI
Abu Dhabi Chamber No. 258509
35+ UAE-Licensed Insurance Partners
Every insurer on our platform is fully licensed and regulated by the Central Bank of UAE. Explore our complete directory of trusted insurance companies — all in one place.
Explore All Insurance CompaniesOpens on esanad.com · All companies regulated by CBAEStart Today
Insurance the Way It Was Always Meant to Be.
Join 1.5 million UAE residents who chose clarity over confusion. Compare every licensed insurer in one place, get a policy issued instantly, and know exactly what you're covered for — before you sign.
"Because you deserve to know exactly what you're paying for."
Get in Touch
Call Us
600 500 888
Sat–Thu, 8 AM–10 PM
Chat Now
Available 24/7
support@esanad.com · esanad.com
Answers From the People Who Know Insurance Best
Our team answers these questions every day. Here are the ones UAE residents ask most.
eSanad (operated by Success Insurance Services L.L.C.) is a CBAE-licensed digital insurance broker in the UAE. We allow individuals, families, and businesses to compare, buy, and manage insurance policies from 35+ UAE-licensed insurers — entirely online, entirely paperless.
Yes. eSanad holds a full insurance broker license from the Central Bank of UAE (CBAE Reg. No. 273), health intermediary permits from the Dubai Health Authority (BRK-00177) and Department of Health Abu Dhabi (B067), and is a registered member of the Emirates Insurance Federation (B1508).
eSanad was founded by Anas Mistareehi — a 20+ year veteran of the UAE insurance industry who previously served as COO at Al Wathba National Insurance, Head of Business Development at AXA Gulf, and Operations Manager at ADNIC. He founded eSanad after recognizing how broken and inaccessible the insurance buying experience was for most UAE residents.
eSanad is a licensed broker that earns a commission from insurers when a policy is purchased. Customers pay the same market price for their policy — there are no additional brokerage fees charged to the customer.
eSanad offers motor, health, travel, home, pet, cyber, gold, yacht, personal accident, and pedal cycle insurance for individuals. For businesses, we offer group medical, motor fleet, commercial property, marine, engineering, liability, business travel, office multicover, and corporate cyber insurance.
eSanad's AI platform includes: an AI-powered chatbot that generates quotes and answers questions in real-time; OCR document scanning that reads Emirates IDs, Mulkiyas, and policy documents automatically; an AI car valuation engine that provides real-time vehicle pricing; and a universal insurer integration module that connects 35+ UAE insurers to our platform.
eSanad Club is a loyalty and lifestyle rewards program exclusively for eSanad policyholders. Members earn points on every policy purchase and renewal, which can be redeemed for exclusive vouchers and discounts across shopping, dining, wellness, car care, and hospitality partners across the UAE.
Submit your claim through eSanad's digital claims portal — upload photos and a brief description, receive an instant reference number, and a dedicated claims advisor will be assigned to your case. You can track your claim status in real-time via the platform or WhatsApp.
Yes. eSanad serves customers across all seven emirates — Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain. Our customer support team is available 24/7 by phone (600 500 888), WhatsApp, and email.
Absolutely. eSanad has a dedicated corporate insurance team offering group medical, motor fleet, commercial property, marine, engineering, liability, and SME office multicover solutions. We provide advisory services, risk assessments, and tailored corporate packages at competitive market rates.