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Contractor Plant Machinery
What is Contractor’s Plant & Machinery Insurance?
The execution of almost all projects necessary requires use of various types of plant and machinery. The nature and the type of equipment may differ according to the nature, type and location of a project and may even differ at different stages of the project. Such equipment may comprise of cranes, compressors, road-rollers, vibrators, welding sets, hydraulic excavators and the likes. While it is possible to have the contractor’s Plant and Machinery covered under an EAR or CAR Policy at specific project sites, Contractors’ Plant and Machinery (CPM) Insurance has been designed to provide a cover on annual basis to a contractor who may be using his plant and machinery at different projects during the course of the year.
Why you should Buy eSanad Contractor’s Plant & Machinery Insurance?
The need of Plant and machinery insurance is more than ever before due to the following reasons
One point contact for all requirements
Better understanding of risk, effective underwriting of portfolio and better risk management
Dedicated Risk engineers to cater construction sector clients
Financial strength and supreme claims paying capacity
Who Needs Contractor’s Plant & Machinery Insurance?
The policy can be taken by the Owner, Lessor or Hirer (where responsible either legally or through a leasing agreement) of the Machinery/Equipment.
Contractor’s Plant & Machinery Insurance articles
What is Contractors Plant and Machinery Insurance?
21 Apr 2025
The execution of almost all civil engineering projects, like residential & non-residential properties, schools, hospitals, bridges, etc. demands the usage of various plants and machinery to aid their construction and renovation. Bulldozers, cranes, compressors, forklifts, hydraulic excavators are some examples of the machinery used in construction projects.
The Top 5 Benefits of Contractor's Plant and Machinery Insurance
14 Dec 2025
In the fast-paced world of construction and infrastructure development, contractors rely heavily on specialised equipment and machinery to get the job done efficiently. From excavators and bulldozers to cranes and concrete mixers, these high-value assets are not only essential but also vulnerable to various risks such as accidents, natural disasters, theft, and damage. This is where Contractor's Plant and Machinery Insurance comes into play, offering extensive coverage tailored specifically for these valuable tools.
Key Coverage Options in Contractor's Plant & Machinery Insurance Explained
14 Dec 2025
Contractor's Plant and Machinery Insurance is a critical safeguard for businesses operating in the construction and infrastructure sectors. It provides protection against a wide range of risks that can potentially disrupt project timelines and budgets. In this blog, we will explore the key coverage options within Contractor's Plant & Machinery Insurance, helping you understand the importance of each aspect.
What is covered by eSanad Contractor’s Plant & Machinery Insurance?
Below are the detailed inclusions and exclusions of our Contractor’s Plant & Machinery Insurance
Inclusions
It’s an All Risk Policy, i.e., everything is covered except specifically excluded.
Why do you need Contractor’s Plant & Machinery Insurance
It covers all the damage/loss of the insured’s machinery such as cranes, bulldozers, compressors, etc. The advantage of this insurance policy is that it provides cover to the insured’s machineries irrespective of the fact that they are working / at rest/ dismantled for cleaning purposes.
Frequently Asked Questions
Q1: How to Calculate My Motor Insurance Premium?
A1: Your motor insurance premium depends on various factors like your car's age, make, model, etc. You can easily estimate your premium using eSanad's online calculators. For specific quotes, contact us directly at eSanad Contact.
Q2: How Does Car Insurance Work in the UAE?
A: In the UAE, third-party liability insurance is mandatory for all drivers. It covers damages or injuries you might cause to others.
Q3: What is Auto Insurance and Why is it Important?
A: Auto insurance provides financial protection against vehicle damage or bodily injuries from accidents and losses due to theft or natural disasters. It's essential for legal compliance and personal protection in the UAE.
Q4: What Does 'No Claims Discount' Mean?
A: A 'No Claims Discount' rewards you with reduced premiums for not making any insurance claims over a period. The longer you remain claim-free, the greater the discount on your premium.
Q5: How to Check Car Insurance Status Online?
A: Check your car insurance status through eSanad's online portal.
Q6: How to Find Cheap Car Insurance in the UAE?
A: To find affordable car insurance, compare quotes tailored to your budget. Visit eSanad's Quote Comparison to easily find and compare policies that meet your financial needs.
Q7: What is the Cheapest Car Insurance in Dubai, UAE?
A: The cost of car insurance varies based on factors like car make, model, and driver's history. Third-party insurance generally offers lower premiums. Compare options on our eSanad Contact.
Q8: What Details are Required for Cheap Car Insurance in the UAE?
A: For affordable car insurance, you'll need details like car model, value, and driver's history.
Q9: Which Car Insurance is the Cheapest?
A: The cheapest insurance depends on your chosen policy and factors like the driver's age and car model. For a tailored quote, explore eSanad's Insurance Options.
Q10: What is Excess in Car Insurance?
A: Excess, also known as deductible, is the amount you pay towards repair costs in an at-fault accident. Your policy predefines this amount. Learn more about policy terms at eSanad Insurance Terms.
Q11: How to Find My Car Insurance Policy Number?
A: Your policy number is on your insurance documents and online account. For assistance, contact eSanad Customer Service.
Q12: What Does 'Own Damage' Mean in Car Insurance?
A: 'Own damage' covers loss or damage to your vehicle, regardless of fault. It's part of comprehensive policies.
Q13: Can I Customize My Car Insurance Policy?
A: Yes, you can add coverages like roadside assistance to your policy.
Q14: What Are the Types of Car Insurance in Dubai?
A: Dubai offers Third Party Liability and Comprehensive Cover.
Q15: What Is the Penalty for Driving Without Car Insurance in the UAE?
A: Penalties include fines, vehicle impoundment, and legal actions. Always maintain valid insurance.
Q16: Can I Transfer My Vehicle Insurance to Another Car Owner?
A: Insurance policies are specific to the car, not the owner. When transferring ownership, the new owner needs a new policy.
Q17: What Documents Do I Need to Purchase Car Insurance?
A: Required documents include Emirates ID, driving license, vehicle registration card, and previous insurance details.
Q18: Do You Provide Coverage for Rental Cars?
A: Most policies cover rental cars, often as an add-on.
Q19: How Do I Choose Between Third Party and Comprehensive Insurance?
A: Your choice should align with your risk tolerance and car value.
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Success Insurance Services L.L.C. (eSanad): Licensed insurance broker in the UAE, regulated by the Central Bank of the UAE (CBAE), Registration No. 273.
Holder of Health Insurance Intermediary Permit (HIIP) from the Dubai Health Authority, Intermediary ID: BRK-0017.
Authorized by the Department of Health – Abu Dhabi (DOH) , Certificate No. 80.
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