Secure Your Project's Backbone with Contractor's Plant & Machinery Insurance – Powered by eSanad
Every project begins with a vision. But turning that vision into reality requires more than blueprints and manpower — it needs reliable machinery. Forklifts, excavators, compressors, bulldozers — these aren't just tools. They're the lifeline of your worksite.
And when one fails, your entire project can come to a halt. That's why smart companies choose Contractor's Plant and Machinery Insurance (CPM Insurance) from eSanad — an all-risk policy built to protect your investment, your timelines, and your peace of mind.
Site equipment insurance
Construction equipment insurance
What Is Contractor's Plant & Machinery Insurance?
Company's Plant and Machinery Insurance is a comprehensive coverage solution designed to protect contractors, project owners, and financiers from unexpected physical damage or loss of construction equipment — whether it's operating or idle.
All-risk contractor plant insurance
UAE plant and machinery policy
Contractor machinery coverage
Who Should Get CPM Insurance?
Banks and financial institutions backing large scale developments
Project owners who have invested in equipment
Companies using hired or owned machinery on-site
Why It Matters Real Risks, Real Impact
Imagine this: You’re on schedule. Your team is efficient. But then — a machine gets damaged during a heavy storm. Or worse, it’s stolen overnight.
Now your deadlines are at risk. Your client is concerned. Your profits are on the line. With eSanad’s CPM Insurance, you don’t have to carry that burden alone. You get immediate coverage, fast claims processing, and the support you need to bounce back quickly.
What Does CPM Insurance Cover?
Protects your on-site machinery from most accidental physical losses and damages.
Fire, lightning, and explosion
Storms, floods, and water damage
Landslides, rockfalls, and ground shifts
Strikes, riots, and civil commotion
Accidental damage from mishandling or collisions
Theft, break-ins, and vandalism
Additional Benefits
72-hour clause – multiple damages from a single event treated as one claim
Claim expense coverage – get reimbursed for administrative costs
Optional extensions – add coverage for natural disasters, third-party theft, or civil unrest
Waiver of subrogation – no need to chase recovery from others
What's Not Covered?
To make an informed decision, here are common exclusions:
Mechanical or electrical failure
Pre-existing damage
Road-registered vehicles
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Normal wear and tear (e.g. drills, bits, blades)
Terrorism or war-related damage
Damage during testing or trial runs
Submersion damage (except tunnel boring machines)
What Affects Your Premium?
Your CPM policy premium depends on:
The type and value of equipment insured
Location and terrain of your work site
The extensions and optional add-ons you choose
Why Choose
eSanad?
Your CPM policy premium depends on
At eSanad, we don’t just sell insurance. We protect your ability to build.
We know every construction site holds jobs, futures, reputations — and dreams. When equipment fails, it’s not just a repair it’s a ripple effect. That’s why we act fast, support fully, and ensure you’re back up and running with minimal disruption.
You deserve more than paperwork. You deserve a partner that understands your pressure and protects your progress.
Get Protected Today — Before the Unexpected Strikes
Whether you're laying foundations or finishing touches, don't leave your most critical assets exposed.
Request a free quote
Speak to a licensed eSanad advisor
Customize your CPM Insurance
Protect your equipment. Safeguard your project. Focus on what you do best — building the future.
Frequently Asked Questions
What is CPM Insurance?
Insurance that covers physical damage, loss or destruction of plant & machinery used in construction or engineering projects.
Which machinery is covered?
Both mobile equipment (e.g., excavators, loaders, cranes) and stationary plant (e.g., concrete or asphalt plants, generators) are usually included.
What risks are insured?
Dubai: Employers must insure employees. Dependents are the employee’s responsibility.
Covers unforeseen / sudden damage due to accidents, fire, theft, vandalism, natural disasters (when included), while machinery is operating, at rest, or being maintained.
Covers unforeseen / sudden damage due to accidents, fire, theft, vandalism, natural disasters (when included), while machinery is operating, at rest, or being maintained.
How is the value (sum insured) calculated?
Usually based on current replacement cost (new value) including freight, installation, customs, etc..
What are common exclusions?
Examples include wear & tear; pre-existing defects; breakdowns if not triggered by external peril; misuse; damage during transit if not covered; war / nuclear risks etc.
Why do I need it?
Because plant & machinery are high-cost assets. Damage or loss can lead to big financial loss or project delays. CPM helps protect investment and ensures continuity.
When should I review my policy?
Whenever you buy new machinery, sell old ones, change job sites, or think the value / usage has changed: to ensure your policy keeps up.
How can eSanad help me get the right cover?
A: Comprehensive health insurance improves employee wellbeing, reduces absenteeism, helps control long-term medical costs, and strengthens the company’s position as a preferred employer.
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Licensing Authorities
Success Insurance Services L.L.C. (eSanad): Licensed insurance broker in the UAE, regulated by the Central Bank of the UAE (CBAE), Registration No. 273.
Holder of Health Insurance Intermediary Permit (HIIP) from the Dubai Health Authority, Intermediary ID: BRK-0017.
Authorized by the Department of Health – Abu Dhabi (DOH) , Certificate No. 80.
Registered member of the Emirates Insurance Federation, Membership No. B1508.
Licensed member of the Abu Dhabi Chamber of Commerce and Industry (ADCCI) , No. 258509.
'eSanad' is a registered trademark of Success Insurance Services L.L.C., certified by the UAE Ministry of Economy & Tourism.
Insurance services provided exclusively through licensed UAE insurers. Subject to policy terms and conditions.
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