Upstream, Midstream & Renewables | ADNOC & DEWA Compliant
Energy Risk Insurance UAE 2026
Comprehensive protection for oil, gas, solar, and nuclear assets. Covering capital at risk across exploration, offshore platforms, refineries, and renewable infrastructure.
35+
Insurance Partners
1.5 M+
Trusted Customers
1.5 M+
Policies Sold
Energy Risk Consultation
Energy Lines & Rating Matrix 2026
Typical rating ranges based on technical surveys and GCC loss records. High-value programmes are coordinated through international treaty markets.
| Insurance Line | Typical Rate | Capacity Limits |
|---|---|---|
| Offshore Operators’ Physical Damage | 0.12 – 0.45% PD value | Up to USD 2B |
| Offshore Operators’ BI (LOPI) | 0.10 – 0.30% sum insured | 12–24 month indemnity |
| Control of Well (OEE / OPPC) | USD 150K+ annual | USD 50M – 1B limit |
| Onshore Refinery IAR + BI | 0.06 – 0.20% | Up to USD 5B |
| Pipeline Insurance | 0.04 – 0.12% | Per km or global |
| LNG Plant & Terminal | 0.10 – 0.25% | USD 3B + |
| Solar PV Farm | 0.10 – 0.25% | Per project |
| Wind Farm | 0.20 – 0.40% | Per turbine or farm |
| Nuclear (civil liability) | Pool-based | Per int’l convention |
| Hydrogen / Green Ammonia | 0.20 – 0.50% | Project-specific |
Scope of Energy Risk Protection
Key Coverages
Offshore Physical Damage: Platforms, Jack-ups, FPSOs.
Subsea Assets: Trees, risers, umbilicals, flowlines.
Control of Well (OEE): Regaining control of blowout.
Redrill / Extra Expense: Drilling replacement well.
Seepage & Pollution: Cleanup from wild well events.
Business Interruption (LOPI): Lost production income.
Solar Renewables: Panel theft, hail, sandstorm, BI.
Wind Renewables: Blade damage, lightning, gearbox BI.
Battery Storage (BESS): Thermal runaway, fire, cycling.
Hydrogen/Ammonia: Embrittlement & electrolyser fault.
Critical Exclusions
War & Nuclear Risks (Covered separately by pools).
Gradual Pollution (Only 'Sudden & Accidental' included).
Wear, Tear, Corrosion, and Erosion (Gradual damage).
Cyber Attack on OT / SCADA (extension required).
Design Defects (unless LEG2/LEG3 extension purchased).
Sanctions-Affected Risks (UN/OFAC/UAE Compliance).
Fines, Penalties, and Punitive Damages.
Pre-existing design faults at inception.
UAE Energy Sector Snapshot
We provide specialist insurance coordination for the UAE's primary energy principals and their global EPC partners.
Upstream / Midstream
ADNOC 5.5 mbpd capacity target
Offshore Platform NOC-ready
Zadco & Adma-Opco Wordings
Major EPC Contract Compliance
Power & Renewables
DEWA 5,000 MW Solar Park
Masdar 100+ GW global assets
EWEC Taweelah RO & Solar
O&M Performance Guarantees
Sustainable Energy
Nuclear: ENEC Barakah pools
Green Hydrogen & Ammonia
Utility-scale BESS Storage
Waste-to-Energy (ADWMC)
Energy Insurance — FAQs
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