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InsurTechs are revitalising the UAE’s takaful business
By introducing greater efficiency, creating more accurate underwriting models to offer dynamic pricing and increasing accessibility, InsurTechs in the UAE have reshaped the traditional takaful business model, according to eSanad’s Mr Anas Mistareehi. While takaful has traditionally been distributed through agents and brokers, “InsurTechs are changing that by introducing direct-to-customer digital platforms that simplify how …
“الإمارات لريادة الأعمال” تتعاون مع “إي سند” لدعم منظومة ريادة الأعمال الوطنية
أبوظبي في 10 أكتوبر/وام/ وقعت “جمعية الإمارات لريادة الأعمال” اليوم مذكرة تفاهم مع إي سند للتأمين، في إطار استراتيجيتها الرامية إلى تمكين ودعم رواد الأعمال الإماراتيين، وتطوير منظومة ريادة الأعمال الوطنية. وقالت الجمعية، في بيان لها إنها ستتعاون مع “إي سند للتأمين”، بموجب مذكرة التفاهم عبر تسهيل حصول رواد الأعمال والشركات الصغيرة والمتوسطة، على التأمين، …
The Ultimate Guide to Top German and Japanese Cars Ruling Dubai’s Roads
Introduction Dubai, a city synonymous with luxury and innovation, boasts a car culture that’s as diverse and dynamic as its skyline. Among the myriad of automotive brands gracing its roads, German and Japanese manufacturers stand out for their popularity, reliability, and performance. This comprehensive guide delves into the top German and Japanese cars that have …
How Imported Vehicles Impact Your UAE Car Insurance Premiums: An eSanad Guide
Introduction When it comes to car insurance in the UAE, many factors can influence your premium. One often overlooked aspect is whether your vehicle is GCC-specified or imported. At eSanad, we believe in empowering our clients with knowledge, so let’s dive into how non-GCC vehicles can affect your car insurance premiums in the UAE. Understanding …
The Ultimate Guide to Salik in Dubai: How to Purchase, Deactivate, and Manage Your Account
Introduction Dubai, a city known for its cutting-edge infrastructure, has revolutionized its road toll system with Salik. This comprehensive guide will walk you through everything you need to know about Salik, from purchasing and using a tag to managing your account and even deactivating it when necessary. Whether you’re a long-term resident or a visitor …
UAE rains: Insurance purchases remain low among shop owners despite impact of April floods
Industry insiders reveal a higher demand for warehouse insurance policies in the post-rain period as companies look to protect their goods Rain insurance coverage plan purchases by UAE shop owners remain low despite the unprecedented April 16 floods causing massive financial losses to retailers. However, industry insiders reveal a higher demand for warehouse insurance policies …
Paying Your Car Insurance Premium with a Credit Card: A Comprehensive Guide
Paying for your car insurance premium using a credit card offers a range of benefits and conveniences, ensuring flexibility and financial ease for customers. At eSanad Insurance, we not only accept all major payment cards but also offer installment plans through Tamara, enhancing payment flexibility. Advantages of Using a Credit Card for Car Insurance Payments …
Understanding the Black Points System on Driving Licenses in Dubai
In Dubai, adhering to traffic regulations is crucial, as violations result in black points on your driving license, which can lead to serious consequences if accumulated. This guide outlines the black points system and how to manage and reduce them effectively. What are Black Points? Black points are penalties assigned to driving licenses for traffic …
Comprehensive Guide to Renewing Your Driving License in Dubai
Renewing your driving license in Dubai is a straightforward process, essential for legal driving. This guide provides detailed information to help you navigate the renewal process smoothly. Renewal Eligibility and Frequency Prerequisites for Renewal Required Documents for Renewal Renewal Process Steps to Renew Your License Renewal Fees Frequently Asked Questions For more detailed information and …
How to Obtain and Renew a Driving License in Abu Dhabi
Acquiring and renewing a driving license in Abu Dhabi is essential for convenient travel and commuting. This comprehensive guide will help you understand the steps involved in obtaining and renewing your driving license. Eligibility Criteria for a New Driving License Categories for Driving License Applications Required Documents for a Driving License Steps to Get a …
UAE: ‘Cheaper’ insurance schemes on social media could be fake, warn firms
Insurance brokerage companies said scammers are posting too-good-to-be-true deals If an insurance scheme is being advertised for a fraction of the usual premium on social media, chances are it’s not what it looks like. Syeed, a Dubai resident and an engineer working at a multinational firm, learnt this the hard way recently. After scouring the …
دائرة الصحة في أبوظبي تعلن عن تحديث أقساط ومنافع التأمين الصحي لعام 2024
في تعميم حديث، أعلنت دائرة الصحة في أبوظبي عن تحديث أقساط ومنافع وثيقة الضمان الصحي الأساسية لعام 2024. ستدخل هذه التغييرات حيز التنفيذ اعتبارًا من 1 يوليو 2024، وتهدف إلى ضمان استمرار تقديم خدمات رعاية صحية عالية الجودة وميسورة التكلفة لجميع المقيمين في إمارة أبوظبي. التحديثات الرئيسية لأقساط التأمين الصحي: بعد دراسة متأنية وتحليل للوضع …
Abu Dhabi Department of Health Announces Updated Health Insurance Premiums and Benefits for 2024
In a recent circular, the Abu Dhabi Department of Health (DOH) has announced the updated health insurance premiums and benefits for the Basic Health Insurance Policy for the year 2024. These changes, which will come into effect on July 1, 2024, are aimed at ensuring the continued provision of high-quality, accessible, and affordable healthcare services …
Filing a Claim With Two Insurance Companies
Insurance provides a safety net in times of unexpected events. However, what happens when you’re covered by more than one insurance policy? This article delves into the concept of double insurance, exploring whether you can file a claim with two insurance companies and navigating the complexities of multiple insurance claims. How to Claim from Two …
Higher premiums, additional fee: Why ‘insurance break’ is getting costly for UAE motorists after rains
Driving without valid insurance after the grace period is illegal in the Emirates and can lead to fines, penalties, or legal action Insurers in the UAE have become stricter about renewing vehicle insurance policies and underwriting guidelines following a massive jump in claims after the record rains on April 16. Brokers in the country told Khaleej Times that …
How to check Medical Insurance Status With Emirates ID
In today’s fast-paced world, having access to accurate and up-to-date medical insurance information is crucial for ensuring timely healthcare services. Fortunately, in the United Arab Emirates (UAE), individuals can easily verify their medical insurance status using their Emirates ID, streamlining the process and eliminating unnecessary administrative hassle. How to Check Medical Insurance Status with Emirates …
Transferring Car Insurance from One Owner to Another in UAE
Transferring motor insurance from one person to another is important in the UAE. Whether you’re selling your beloved car or buying one for the first time, understanding how to transfer insurance is super important. Can Car Insurance be Transferred to the New Owner? Yes, car insurance can typically be transferred to the new owner in …
When Does Car Insurance Go Down for New Drivers?
For new drivers, the journey on the road often begins with a significant financial hurdle with high car insurance premiums. Insurance companies view new drivers as high-risk clients due to their limited driving experience and higher likelihood of being involved in accidents. As a result, premiums for new drivers can be substantially higher compared to …
UAE rains: Still waiting on your insurance claim after weeks? Firms explain delays
Availability of spare parts and the magnitude of the damage are the two most critical factors that might contribute to turnaround time Nearly a month has passed since the record breaking rainfall on April 16, which left thousands of cars damaged. Yet, these vehicles remain idle in garages or parking lots due to extensive repair timelines or lack …
How many car insurance claims per year allowed in UAE
Car insurance claims are an integral part of owning and operating a vehicle in the UAE. Simply, a car insurance claim is a request made by a policyholder to their insurance provider for financial compensation or coverage for damages incurred to their vehicle due to an accident, theft, or other covered events. From minor fender …
UAE:Insured losses from April floods could reach US$850m
While preliminary estimated insured property losses arising from the floods in April in the UAE are likely to exceed US$650m, they could reach as high as $850m, with the most affected emirate being Dubai, says Guy Carpenter, a leading global risk and reinsurance specialist. In its “CAT Resource Centre Post Event Report – Gulf Floods …
Comprehensive Car Insurance and its Benefits in the UAE
Understanding Car Insurance Types: Comprehensive vs. Third-Party Car insurance is a crucial aspect of owning a vehicle, providing financial protection in case of accidents, theft, or damage. When it comes to car insurance UAE, two main types are comprehensive and third-party insurance. Understanding the differences between these two types is essential for every vehicle owner. …
UAE: Up to 400% jump in insurance claims as record rainfall damages thousands of cars
People push a stranded car along a flooded street in Dubai on April 16, 2024. Photo: AFP Claims worth hundreds of thousands of dirhams have been pouring in from restaurants, shops and other small retailers UAE insurers say that the highest rain in 75 years has brought in the highest claims with some of the …
Scan Your UAE Car Registration Card for Instant Insurance Quotes
At eSanad.com, we’ve introduced a groundbreaking new feature that revolutionizes the way you obtain car insurance quotes in the UAE. By simply uploading or scanning your car registration card (Mulkiya), our advanced system extracts your vehicle’s chassis number and retrieves all the essential details, including the car’s year, make, model, trim, and current market value. …
UAE: Health insurance premiums to increase as new mandatory scheme announced
Residents who shoulder the cost of family health premiums may observe adjustments in payment structures Health insurance premiums in the UAE are likely to go up following a surge in demand prompted by the introduction of a new mandatory scheme announced on March 18. Under this scheme, employers must provide insurance to their employees. Industry executives say …

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