QIC
Basic Plan - IP only
The short version
NAS — VNWhat Basic Plan - IP only does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 60,000
Medical network
NAS — VN
Consultation
Not coveredPharmacy
Not coveredWhat is good
This plan's Table of Benefits does not state enough for us to pick out a highlight. The full sheet is below.
Good to know
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Everything in the policy
Medical Network
NAS — VN
Annual Limit per Person
AED 60,000
Area of Coverage
UAE excluding Abu Dhabi and Dubai for both emergency and non-emergency treatment; extended to Abu Dhabi and Dubai for life-threatening emergencies only
In-patient Services
20% co-insurance, sub-limit AED 60,000 per person per year
Out-patient Services
Not coveredConsultation Deductible (Co-Pay)
Not coveredDiagnostics & Laboratory Services
Not coveredMedicine Limit
Not coveredRoutine Dental Benefits
Not coveredRoutine Optical Benefits
Not coveredPre-existing / Chronic Conditions
Covered after a 6 month waiting period, up to AED 5,000 per person per year for in-patient
Within the Network (Direct Billing)
Direct billing at 100%, subject to the applicable co-pay or deductible
Outside the Network (Reimbursement)
Not coveredDental, hearing & vision aids, vision correction
Not coveredHearing Emergencies
Not coveredVision Emergencies
Not coveredWomen and maternity on this plan
Men and women pay the same premium on this plan.
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Only on this plan
Benefits this plan adds beyond the rows compared above.
Named exclusions
Written into this plan's own document, so you do not find out later- Dental, hearing & vision aids, vision correction
- Not Covered
- Hearing Emergencies
- Not Covered
- Vision Emergencies
- Not Covered