QIC
Plan - Basic Enhanced
The short version
NAS — VNWhat Plan - Basic Enhanced does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 85,000
Medical network
NAS — VN
Consultation
Nil deductible
Pharmacy
AED 1,500 with 30% co-pay
What is good
Good to know
Get your price to download this plan's Table of Benefits and your quote.
Everything in the policy
Medical Network
NAS — VN
Annual Limit per Person
AED 85,000
Area of Coverage
UAE excluding Abu Dhabi and Dubai for both emergency and non-emergency treatment; extended to Abu Dhabi and Dubai for life-threatening emergencies only
In-patient Services
20% co-insurance, sub-limit AED 30,000 per in-patient claim and AED 65,000 per person per year
Out-patient Services
Covered
Consultation Deductible (Co-Pay)
Nil deductible
Diagnostics & Laboratory Services
Covered with 20% Co-Pay
Medicine Limit
AED 1,500 with 30% Co-Pay
Routine Dental Benefits
Not coveredRoutine Optical Benefits
Not coveredPre-existing / Chronic Conditions
Covered after a 6 month waiting period, up to AED 5,000 per person per year for in-patient and AED 1,500 for out-patient
Specialist access
A GP referral is required before specialist access. Out-patient access is restricted to clinics.
Within the Network (Direct Billing)
Direct billing at 100%, subject to the applicable co-pay or deductible
Outside the Network (Reimbursement)
Not coveredFollow-up consultation co-pay (within 7 days)
This plan has no physician consultation deductible, and none applies to a follow-up within 7 days.
Dental, hearing & vision aids, vision correction
Diagnostic and treatment services for dental and gum treatments are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Hearing Emergencies
Hearing aids are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Vision Emergencies
Vision aids, and vision correction by surgery or laser, are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Women and maternity on this plan
Men and women pay the same premium on this plan.
Get a quote to see the amount for your family.
Only on this plan
Benefits this plan adds beyond the rows compared above.
Everyday care
Out-patient care you are likely to use in a normal year- Dental, hearing & vision aids, vision correction
- Diagnostic and treatment services for dental and gum treatments are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
- Hearing Emergencies
- Hearing aids are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
- Vision Emergencies
- Vision aids, and vision correction by surgery or laser, are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Cash back and waived fees
Money paid back to you, and charges this plan does not make- Follow-up consultation co-pay (within 7 days)
- This plan has no physician consultation deductible, and none applies to a follow-up within 7 days.