APN +

Return airfare for in-patient treatment is covered up to AED 2,000, economy class round trip, for in-patient only. It applies where the cost of treatment outside the UAE for the required medical procedures is less than 70% of UAE customary rates, with a minimum difference of AED 3,000.

Cancer treatment screening, healthcare services, investigations and treatments are covered as per the terms, conditions and exclusions of the programme defined by DHA, only for members enrolled under the Patient Support Program.

Covered on reimbursement up to AED 250 per night, for a maximum of 10 nights. The cash indemnity claim must be submitted within 15 days after discharge from hospital, with proof of hospitalisation including a discharge summary.

No consultation deductible applies to a follow-up within 7 days for the same treatment with the same doctor.

Diagnostic and treatment services for dental and gum treatments, emergency cases only, are covered subject to 20% coinsurance. A dental emergency is any injury to your teeth or gums that can put you at risk of permanent damage, such as chipped or broken teeth, a knocked-out tooth, or soft-tissue injuries.

Hearing and vision aids, and vision correction by surgery and laser, emergency cases only, are covered subject to 20% coinsurance. Hearing emergencies include an object or insect in the ear, a ruptured eardrum and sudden hearing loss.

Screening, healthcare services, investigations and treatments related to viral hepatitis and associated complications related to Hepatitis B and C are covered as per the terms, conditions and exclusions of the programme defined by DHA, only for members enrolled under the Patient Support Program. Only for Dubai visa holders.

Screening, healthcare services, investigations and treatments related to viral hepatitis and associated complications related to Hepatitis B and C are covered as per the terms, conditions and exclusions of the programme defined by DHA, only for members enrolled under the Patient Support Program. Only for Dubai visa holders.

Coverage of a pregnant female is extended by the insurer to provide the same benefits for her newborn child for a period of up to 30 days from date of birth. This cover is provided regardless of whether the newborn is eventually enrolled as a dependent member under the insurer's policy. Cover for 30 days from birth includes BCG, Hepatitis B and neo-natal screening tests (phenylketonuria (PKU), congenital hypothyroidism, sickle cell screening, congenital adrenal hyperplasia).

Organ transplantation covers the transplantation as recipient, excluding any cost related to the donor and excluding the acquisition and organ cost. Organs covered are: heart, lung, kidney, pancreas, liver, and allogeneic and autologous bone marrow.

Accommodation of an accompanying person in the same room, as per the recommendation of the attending physician and subject to prior approval, is covered at AED 250 per day.

Hearing and vision aids, and vision correction by surgery and laser, emergency cases only, are covered subject to 20% coinsurance. Vision emergencies include bleeding or discharge from or around the eye, double vision, and total or partial loss of vision in one or both eyes.