QIC
Plan - Basic
The short version
NAS — VNWhat Plan - Basic does and does not do, before you read the insurer's own Table of Benefits.
Annual limit
AED 85,000
Medical network
NAS — VN
Consultation
AED 20
Pharmacy
Not coveredWhat is good
Good to know
Get your price to download this plan's Table of Benefits and your quote.
Everything in the policy
Medical Network
NAS — VN
Annual Limit per Person
AED 85,000
Area of Coverage
UAE excluding Abu Dhabi and Dubai for both emergency and non-emergency treatment; extended to Abu Dhabi and Dubai for life-threatening emergencies only
In-patient Services
20% co-insurance, sub-limit AED 30,000 per in-patient claim and AED 65,000 per person per year
Out-patient Services
Covered
Consultation Deductible (Co-Pay)
AED 20
Diagnostics & Laboratory Services
Covered with 20% Co-Pay
Medicine Limit
Not coveredRoutine Dental Benefits
Not coveredRoutine Optical Benefits
Not coveredPre-existing / Chronic Conditions
Covered after a 6 month waiting period, up to AED 5,000 per person per year for in-patient and AED 1,500 for out-patient
Specialist access
A GP referral is required before specialist access. Out-patient access is restricted to clinics.
Within the Network (Direct Billing)
Direct billing at 100%, subject to the applicable co-pay or deductible
Outside the Network (Reimbursement)
Not coveredFollow-up consultation co-pay (within 7 days)
The AED 20 per visit physician consultation deductible does not apply to a follow-up within 7 days.
Dental, hearing & vision aids, vision correction
Diagnostic and treatment services for dental and gum treatments are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Hearing Emergencies
Hearing aids are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Vision Emergencies
Vision aids, and vision correction by surgery or laser, are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Women and maternity on this plan
Men and women pay the same premium on this plan.
Get a quote to see the amount for your family.
Only on this plan
Benefits this plan adds beyond the rows compared above.
Everyday care
Out-patient care you are likely to use in a normal year- Dental, hearing & vision aids, vision correction
- Diagnostic and treatment services for dental and gum treatments are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
- Hearing Emergencies
- Hearing aids are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
- Vision Emergencies
- Vision aids, and vision correction by surgery or laser, are covered for medical emergency cases only, with 20% co-insurance payable by the insured.
Cash back and waived fees
Money paid back to you, and charges this plan does not make- Follow-up consultation co-pay (within 7 days)
- The AED 20 per visit physician consultation deductible does not apply to a follow-up within 7 days.