from AED 1,450/yr | Regulator Compliant | eSanad
Premier Professional Indemnity
Insurance UAE 2026
Protect your reputation and assets from negligence claims. In compliance with DIFC, ADGM, RERA, and Central Bank regulations, we compare 35+ underwriters for tailored PI programs.
35+
Partners
1.5 M+
Customers
1.5 M+
Policies
Proposal Details
Rate Matrix 2026 Benchmarks
Professional Indemnity (PI) rating benchmarks based on profession and limit of indemnity. Compliant with UAE regulators including DFSA, FSRA, RERA, and CBUAE.
| Profession | Indemnity Limit (AED) | From AED/year |
|---|---|---|
| Management consultancy | 1,000,000 | 1,800 |
| IT / software consultancy | 2,000,000 | 2,500 |
| Marketing agency | 1,500,000 | 2,200 |
| Architect (small practice) | 5,000,000 | 6,800 |
| Structural / MEP engineer | 10,000,000 | 12,000 |
| Real estate broker (RERA) | 1,000,000 | 1,450 |
| Law firm (5 lawyers) | 10,000,000 | 12,000 |
| Accounting / audit | 5,000,000 | 8,500 |
| Insurance broker (CBUAE) | 2,000,000 | 4,800 |
| DIFC / ADGM firm | 20,000,000 | 35,000 |
| Doctor (Med-Mal) | 2,000,000 | 6,500 |
Comprehensive PI Cover
Protecting your reputation and assets from professional negligence claims.
Errors & Omissions
Professional negligence claims.
Errors, omissions, or misstatements.
Breach of professional duty.
Breach of confidentiality.
Unintentional IP infringement.
Legal & Regulatory
Legal defense costs protection.
Regulatory investigations (DFSA, RERA).
Court awards & settlements.
Arbitration awards protection.
Defamation, libel & slander.
Operational Risks
Loss of client documents or data.
Fraudulent acts of employees.
Dishonest acts sub-limits.
Retroactive cover for past errors.
Run-off cover for retirees.
Sector Specific
Architect design liability.
Engineering project risks.
Law firm professional duty.
Auditor liability coverage.
Medical malpractice wording.
Regulatory PI Minima
| Regulator | Profession | Minimum PI Required |
|---|---|---|
| DFSA (DIFC) | Cat 1-4 firms | USD 5M - 50M |
| FSRA (ADGM) | Financial institutions | Similar to DFSA |
| CBUAE | Insurance brokers | AED 3M |
| RERA (Dubai) | Real estate brokers | AED 1M |
| Society of Engineers | Engineering consultants | AED 5M |
| DHA / DOH | Doctors | AED 2M - 10M |
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Last updated: April 2026 | Compliant with DFSA, FSRA, RERA & CBUAE requirements